Buy or Lease at BMW of Columbia

At BMW of Columbia. We know that everyone’s car needs and budgets are different. Some people want a car for the long term, some people want low monthly payments, and some people aren’t sure what they want. If you’d like answers on the differences in leasing vs. buying, feel free to stop in and talk to one of our Finance Experts.

Along with their kind words of wisdom, you can take a look at our new lineup of BMWs—like the X3 Sports Activity Vehicle or a BMW 3 Series Sedan. If one of these sweeps you off your feet, take it out for a test drive. When you buy a car from us at BMW of Columbia, we promise great choices, sound advice, and support with your new vehicle from our top-notch Service Center.

The Advantages of a BMW Lease

If you love driving a new vehicle but don’t love the higher monthly payments of buying new, leasing is a great option. When you sign a lease contract, instead of owning the car, you’re essentially renting it for the fixed amount of time of your lease agreement (typically 36 months). Payments are lower because you’re paying only for the depreciation of the car while you have it, instead of the full cost of the car.

When you lease, you also won’t have the large initial down payment of buying. You can opt for a small down payment to lower your monthly payments, or no down payment at all. You’ll also pay no upfront sales tax charges and have lower out-of-pocket costs on vehicle maintenance, since your car will be under warranty for the entire time you drive it. Leasing is also great because you can keep up with the latest advancement in automobile safety and infotainment technology.

The Advantages of Financing a New BMW

Buying is the best option if you plan on driving your vehicle for a long time. If we’re offering one of our low or no interest financing deals, it’s even better. When you finance a new car, your monthly loan payments may be a bit higher than a lease payment, but they’ll eventually end. And when you’re finished paying them, you’ll own the car outright.

Buying a car means that at the end of your loan term, you have something to show for your money. You can keep the car for as long as you like, or you can sell the car for value. If you decide to keep your vehicle, that means you’ll be driving with no monthly payments at all. If you sell, you’ll have a nice amount of money to put towards the purchase of your next vehicle.

Test Drive a New BMW Today

Come by BMW of Columbia today and talk to one of our knowledgeable Finance Experts to decide whether leasing or financing is the best plan for you, and to find out about our options for both financing and leasing To save time before you come by, you can start by completing our online credit application, or using our online payment calculator to figure out what your monthly payments will be.

While you’re here, you can also look over our large inventory of new BMWs, used cars, and Certified Pre-Owned vehicles. Along with our excellent selection of exciting BMW cars and SUVS, we have New vehicle specials, flexible lease terms, and a top-of-the-line BMW Service Department to take care of all your maintenance and repair needs.